After leaving Kitowo we took a right turn and continued down
the road. Pommerini is about 30 minutes
down the road from Kitowo. It is an old
village with several old German buildings lying on the fringes. We have been to Pommerini a number of times
and always enjoy the people here. This
is an active, energetic group.
The Pommerini SACCOS has 98 members. It has hovered around 100 for 2 years
now. Last year this SACCOS made 87 loans
to members. They had 100% on time
repayment (they always do!). They have a
waiting list of 10 members and could have more if they had more capital.
Last year an AMCOS was started here. The AMCOS has a membership of 79 people. Not all of the members belong to both the
AMCOS and SACCOS, but most do. Their
SACCOS runs a shop that is open 7 days a week, 8 hours per day. In their first year they paid all of their
bills (including a full time sales lady) and earned enough money that, together
with their shares, they bought a small building!
The AMCOS sells fertilizer, garden seeds, insecticides for
gardens, and some basic farming supplies.
Everyone here said how great it was to have fertilizer sold here last
year. Before this they had difficulty
getting the right fertilizer at the right time.
Last year for the first time this was not a problem.
We were met by the SACCOS chair who asked if we could go
right into the meeting. There was a
death in the village and many people had gone to the funeral. Normally
Pommerini has a very large turn out for these meetings. It is clear that the funeral has had a large
effect.
The chair of the AMCOS is waiting with the others. She wants to be sure to tell us about their
first year of operations. In their first
full year of operations this AMCOS managed to have a store open 8 hours a day
seven days a week (with paid staff) and still earn a profit. The chairman is uncertain of the exact amount
of profit and the treasurer has gone to the funeral, but putting their profit
together with their share sales they have bought a small building for their
store.
Peter gave a brief class, after which the two chairmen showed
the members a new product they have found. They recently went to a government
seminar about a new, low cost grain storage bag. This bag is made in Tanzania from recycled
plastic. It can hold over 200 pounds of
maize and be reused several times. The
storage loss in the bag is at most a few percent (versus 15% or more using the
traditional method) and the bag sells for $2.50. They hope to supply the bags at their store,
but currently they are short on capital.
We were happy to donate the cost of 20 bags to get things going. We were aware of this product, but so far
hadn’t introduced it to any of our groups.
It is great to see our new AMCOS has already found it and is making it
available to the members without any help.
The SACCOS members (the women, that is) have prepared a very
good lunch for everyone. After we ate,
the two chairmen walked with us to their new store.
It is very bright and hot out today. Peter offered Sandy his umbrella for
shade. Interesting, it is a broken one
that she gave to Peter last year. He has
fixed it and now lent it back.
At the store we looked over the inventory. The shop seems a bit bare, but it offers the
basics in garden supplies, fertilizer, and some sprays. While Tom looked over the building Sandy was
standing on the step talking to one of the ladies when a little boy came over
and took her hand. This is very unusual
since most of the young children are afraid of us white folks. The boy looked at Sandy and seemed surprised;
he clearly thought he was reaching for his mother’s hand. Still, he was brave and did not cry or fuss.
The AMCOS is renting one half of the building to a hardware
dealer. They say that the income from
this pays for the saleslady in their shop.
All in all we are impressed with this group. They seem to be doing very well.
We left Pommerini and headed back to Iringa. Itiweni has been at an all-Tanzania co-op
meeting. There were over 300 participants
at the meeting. At the close of the meeting our
network was cited as the “best in the country.”
Too bad they don’t award a cash prize!
The SACCOS chair at Pommerini is a very active, strong leader. This SACCOS continues to do very well.
The chair of the new AMCOS at Pommerini is a woman. She is quick and brings a lot of experience to the AMCOS.
The leaders had been to a seminar to learn how to use these new storage bags. They can keep the maize for up to five years, are reusable, and are low in cost. They represent a major improvement over other choices for storing crops.
Sandy donated funds to buy 20 bags to start stocking the AMCOS store. We feel certain that these will be a "hot" item.
The cooks had prepared an excellent lunch. As soon as we are done all of the members will go to a funeral that will last the rest of the day.
The sun was very hot as we walked to the AMCOS store. Peter lent Sandy his umbrella for shade. It turned out it is one she gave him last year when we left. It had had a broken spoke, but he has fixed it.
Although small the store has all of the basics needed for now.
This small boy reached out and took Sandy's hand then looked at her in surprise. We think he was expecting his mother instead!
Between selling shares in the AMCOS and earning some profit from their store the AMCOS was able to buy this small building. They rent the part where Tom is standing and use the other area. There are a number of empty buildings in this area making it cheaper to buy than to build.
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